At Higham’s Mortgage and Protection, two main services are provided.

Mortgage advice

Higham’s will search a number of lenders available within our lending panel to recommend the mortgage believed to be the most suitable to you.

Did you know that the lowest rate mortgage available may not be the best suited to your financial situation?

Once the most suitable mortgage has been identified, an application is arranged followed by liaison with the lender on your behalf, giving you one main point of contact, saving you valuable time. The aim is to get your mortgage agreed as quickly as possible, so you can concentrate on the other aspects of the buying or re-mortgaging process.

If you’re in need of a Mortgage Adviser in Banbury or surrounding areas, look no further.

Protection advice

Whilst researching the most suitable mortgage for you, the most suitable protection can also be recommended. This could be protection for your home, your income, your family or your mortgage. It’s something that is often overlooked, but can be vital in ensuring you can keep the property you have worked so hard to buy. Ask yourself, would you still be able to pay your mortgage/rent and all of your bills if your monthly income was taken away and replaced with Statutory Sick Pay? https://www.gov.uk/statutory-sick-pay.

With a range of insurers available, Higham’s Mortgage and Protection will ensure you get the most suitable insurance to cover your needs, giving you peace of mind.

But that’s not all, Higham’s can also help with finding you a suitable conveyancer or legal expert to help in writing your Will. (These will be provided by a referral to a third party)

Speak to your local mortgage adviser in Banbury.
Please note, a fee is payable for arranging your mortgage. The amount will be confirmed to you before you decide to proceed.